IndiaP2P Blog

Responsible content on personal finance & economics that makes you smarter about money.

A Milestone and a Story

Mar-28-2022


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Good News!

 

We are delighted to announce our pre-seed fundraise from Antler India VC to charge ahead on our mission to create robust, high-yield debt-based investment products based on real economic value. Serving as a good entry point for new investors, as well as complement experienced investors' portfolios.

 

Here’s a little story and how all this came about:

IndiaP2P is the outcome of our intersecting experiences,  evolving regulation, and technology.
Over the past decade of our professional careers, we witnessed how technology is changing the way investment products are created and distributed.  We also saw how over 6 Crore women across the country have benefitted from access to loans initiated by social underwriting and set a stellar example of good repayment behaviour, marking them as high-quality borrowers.
 

IndiaP2P combines these trends leading to a great investment product for retail investors and value add for borrowers. We curate high-quality loans and package them into ready to invest diversified portfolios.

All this is made possible by India’s enabling fintech and regulatory ecosystem. The regulation around retail investments in loans is recent and governed by the Reserve Bank of India.

For retail investors, this means that you can now invest in a product that offers high returns that are uncorrelated with most other investments types- such as stocks, mutual funds, crypto etc.
It's passive, simple,  with no need to actively monitor i.e. not volatile.
 

Our aim is that IndiaP2P becomes your second source of income.

Like any investment, investing in IndiaP2P products also comes with risks;  managing and mitigating these remain our foremost priority.  By design, our products are built with high-quality loans and work on the principle of diversification to lower risk without compromising on returns. Above all this, we are committed to being responsible and answerable to all investors at all times.

 

Early investors in IndiaP2P products have led to this milestone and we are ever so grateful for their trust.

In this endeavor to build India's finest passive-income product, we want new investors to hear from existing ones and invest basis real, delivered outcomes which is why we are offering a 1% referral bonus* i.e. when your friends invest for the first time, both of you stand to earn a bonus 1% of their investment.

Cheers to your wealth!
From all of us at IndiaP2P
 
*IndiaP2P Referral Programme:
Help your friend's get started on their wealth creation journey with IndiaP2P.
  • Referral bonus will be credited within 30 working days to referee and referrer's first investment plans.
  • Referral bonus will be added to the first investment plan o as 'top-up'.
  • In case of premature investment withdrawal, the referral earnings and interest earned upon it will be deducted.
  • Maximum earnings per referral are capped at INR 2000.
  • Maximum earnings per referrer are capped at INR 50,000.
  • Referral codes automatically expire in 90 days.
  • You can view your referral code in the top right, drop-down menu upon logging in.
  • Trickle Flood Technologies Private Limited (IndiaP2P) reserves the right to amend, withdraw or alter the terms of this referral programme without prior notice.

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News & Announcements

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  • IndiaP2P raised funds from Antler VC

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  • Antler VC funds IndiaP2P

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  • Alternative Retail Investment Platform, IndiaP2P, delivers 17 per cent a year returns

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  • How to save during inflation and rising prices?

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  • IndiaP2P delivers >17% p.a. returns

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  • The peer-to-peer approach of IndiaP2P

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  • Funding news: IndiaP2P raises funds from Antler VC

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  • Emerging fixed-income alternatives for retail investors

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  • Business leaders ready to create history

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  • 4 retail investing trends investors should not miss

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