IndiaP2P Blog

Responsible content on personal finance & economics that makes you smarter about money.

Are stocks the best way to invest for you?

Mar-28-2022

We've all heard about stock market heroes like Warren Buffet and Rakesh Jhunjhunwala, who have amassed staggering fortunes by investing in stocks. For many professionals, stocks have been a terrific way to build money.

Only two things can go wrong when investing in stocks:

1. investing in the wrong stocks and/or 2. investing at the wrong moment. You'll strike the jackpot if you get both consistently right and stay invested long enough to reap the benefits of compounding (read our previous posts to know more about compounding).

Isn't it simple? However, getting both correct on a constant basis is difficult. To buy in the appropriate stock, one must conduct thorough due research, and to invest at the correct time, one must remain a step ahead of the competition (experts) i.e. early buyers drive up prices and if you buy a good stock late, you may be buying it at an overvalued price. Many highly skilled and qualified experts also fail to get both timing and stock right on a regular basis.

Most of us who follow stock broker recommendations are even less likely to get both right, as the brokers' game is to make retail investors like us trade more frequently than necessary in order to generate more fee income.

As a result, the broker will persuade us to sell bad investments, which is fair enough. Brokers, on the other hand, will also force us to sell solid investments since they won't make any money if we don't. By design, retail investors are set to be doomed in this game.

In order to reap the rewards of discovering a fantastic stock at the correct time, one must stay the course and invest for a lengthy period of time. Markets, by their very nature, go through booms and busts, and it takes guts and commitment to stay involved during these trying times.

Consider yourself a shareholder in HDFC Bank or Bajaj Finance, two companies that have generated enormous wealth for ordinary investors in the last decade. However, during the recent crisis, both of their stock prices plummeted by 40-60%. Stock market crashes are regular. Would you have the strength and conviction to continue invested while your hard-earned money is depreciating in value in a matter of days?

If stock investments are not for you or you are seeking other, less volatile investment types we recommend that you to try IndiaP2P today, it’s a great way to earn high returns without having to worry about making the right picks, timing the market, or experiencing significant value erosion during market crashes.

Author: Ravinder Voomidisingh

Other Blogs

Making Wise Investment Decisions in India: CAPEX vs OPEX

Mar-20-2023

Making Wise Investment Decisions in India: CAPEX vs OPEX When it comes to making investments in India, the decision you make between Capital Expenditure (CAPEX) and Operating Expenditure (OPEX) can have a huge impact on your returns. Knowing the difference between these two investment strategies and how they are used is essential for anyone looking to make smart decisions about investing their hard-earned money. Let’s take a closer look at CAPEX vs OPEX in India and explore which option may be best for your unique needs. What Is CAPEX? CAPEX is an investment that involves long-term purchases made by businesses or investors. These purchases are typically large assets such as real estate or equipment, which must be paid off over time. In addition to purchasing the asset upfront, there are often additional costs associated with CAPEX investments such as maintenance fees, insurance costs, and taxes. What Is OPEX? OPEX is an investment strategy that involves...

Maximizing Your Savings: The Ultimate Guide for Salaried Individuals in 2023

Mar-10-2023

Maximizing Your Savings: The Ultimate Guide for Salaried Individuals in 2023 Are you tired of living paycheck to paycheck? Do you wish you had more savings in the bank but don't know where to start? Look no further! The Ultimate Guide for Salaried Individuals in 2023 is here to help. In this comprehensive and easy-to-follow guide, we will show you how to maximize your savings and take control of your finances. From budgeting tips to investment strategies, we'll cover everything you need to know about saving money in today's economy. Let's dive in and start building your financial future today! Introduction to Personal Finances There is no one-size-fits-all answer when it comes to maximizing your savings as a salaried individual. However, there are certain best practices that can help you make the most of your hard-earned money. One of the key things to remember is to start saving early. The sooner you begin setting aside money, the more time it has to grow through compound...

Best Investment Plan for Monthly Income : IndiaP2P

Mar-03-2023

Best Investment Plan for Monthly Income : Indiap2p Introduction Indiap2p is a very good investment plan for monthly income. It offers you the opportunity to earn money every month without having to invest too much into it. If you want to start earning with this investment plan, then make sure that you read through everything in this guide before signing up. We will explain everything about Indiap2p so that when you get started with it, it will be easy for you! Indiap2p monthly income investment plan Indiap2p is a good investment plan for monthly income. You can start investing in IndiaP2P monthly income plan with just Rs.5000 and get monthly returns upto 16% p.a., which will help you to increase your wealth every year by 10%. How does Indiap2p work? IndiaP2P is an online investment platform that allows investors to invest in multiple retail loans directly through the platform. The company offers best investments products, including compounded returns wurecurring and term...

News & Announcements

Have more questions? Click here to schedule a quick call with our investments team

Book Now

CHAT WITH US

Start Investing