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Are you an investor or a speculator?
Almost every other ad across television and social media is encouraging us to invest. We see and hear celebrities and experts tell us that we must not miss the bus and put money in stocks, crypto, mutual funds, etc. They also tell us that it is safe and good to do so - often implying that we can make high returns in little time.
The sense of urgency in these ads compels us to try. If that isn’t enough, then often there is an incentive such as cashback, freebies etc. to start transacting.
Professional speculators understand this high-risk high-return scenario and use advanced risk management tools while also preparing for high losses.
At IndiaP2P, our endeavour is to create a new, technology-first financial institution that lives by the values of transparency & efficiency, delivering financial products that bring you wealth and prosperity. We believe that India deserves investment products that enable true economic value without speculation.
Author: Neha Juneja
Is P2P lending safe in india?
What is P2P lending? Peer-to-peer (P2P) lending has emerged as a viable alternative to traditional banking services in India. This financial model enables borrowers and lenders to connect with each other directly, without the intervention of a financial institution. P2P lending platforms offer investors higher returns than traditional investments, such as fixed deposits, while also providing borrowers with flexible repayment terms and lower interest rates. However, like any other investment, P2P lending comes with risks that investors must be aware of to protect their investments. Top risks associated with P2P lending in India are as follows: Platform Risk: The platform risk is the risk of the P2P lending platform defaulting, either due to a shutdown or bankruptcy. This risk can result in investors losing their investments. To protect oneself from platform risk, it is crucial to choose a reputable P2P lending platform with a good track record. Credit Risk: Credit risk is the...
Making Wise Investment Decisions in India: CAPEX vs OPEX
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Maximizing Your Savings: The Ultimate Guide for Salaried Individuals in 2023
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