Growth Plan

Grow your wealth with the power of compounding

Earn upto 18% p.a.

  • Monthly Earnings
  • Passive
  • Predictable Performance
Start Investing

RBI Certified NBFC-P2P

Monthly interest earned is reinvested for compounding

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IndiaP2P’s investment product design and borrower selection are designed to minimize the risk of loss on your investment.

Build a strong portfolio, without compromising on returns

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Grow your money with the Power of Compounding.

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Your investment is deployed into loan portfolios

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Repayments are reinvested to deliver accelerated returns

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Loans repay principal & interest every month.

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Strong Diversification

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Secure Transactions

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High Quality Loans

Select your risk category

Earn upto
18%p.a.

Growth

Aggressive

  • Your funds are invested in loans with Medium credit ratings.

  • Repayments are reinvested to deliver accelerated returns.

Earn upto
14%p.a.

Growth

Conservative

  • Your funds are invested in loans with High credit ratings.

  • Repayments are reinvested to deliver accelerated returns.

Start investing in a few simple steps

1
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Setup Account

KYC Verification - Aadhaar, PAN, Bank account

2
arrow

Select Plan & Risk Category

Growth, Income
3
arrow

Add Money

UPI or bank transfer

4

All Set

E-Sign Terms and conditions

1

Setup Account

KYC Verification - Aadhaar, PAN, Bank account

arrow
2

Select Plan & Risk Category

Growth plan

Income Plan

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3

Add Money

UPI or bank transfer

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4

All Set

E-Sign Terms and conditions

Start Investing

How are borrowers/loans vetted and verified?

IndiaP2P combines technology and field presence to screen, verify and diligence borrowers.

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Our team meets with each borrower for a comprehensive overview.
A typical IndiaP2P borrower is a woman business owner with a prior track record of successful loan repayment i.e. a good credit score.

Our risk team comes with the industry's strongest credentials and experience.

To minimize this risk, IndiaP2P takes several measures:

IndiaP2P onboards highest quality borrowers post physical verification

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Scientific, granular diversification across loan fractions

Choose between Conservative and Aggressive borrower ratings to set your risk profile

What our investor's say about us

investor: growth plan, passive income
Yattan S.

Educationist

Smooth onboarding and no post-investment effort. I'm happy that this is one investment I don't have to monitor at all.

investor: high returns, nation building
Abhay R.

Procurement Ops Lead

IndiaP2P is the highest returns asset in my portfolio.

investor: monthly income plan, second source of income
Snehal P.

Architet & Entrepreneur

This is a truly innovative product and compliments my other investments. The returns are indeed exciting and the lack of volatility comforting.

investor: empowering women entrepreneurs
Aditi Bhandari

VP Marketing

I love that my IndiaP2P investment has such a positive impact in promoting growth of so many businesses. Even better that these are run by women.

investor: high returns, women entrepreneurs
Bharti B.

CA

I invested with IndiaP2P because of the high returns and only later discovered what a wonderfully meaningful investment it is. I would call it a nation-building investment.

investor: fixed income
Tanvi K.

Consultant

Superior returns with a transparent view of where investments are deployed. Glad to see that returns are not linked to speculation

investor: investment product, monthly earnings
Tahura K

Entrepreneur

Women x Business = Great Returns. I like that with IndiaP2P I am able to do this. I look forward to interacting in person with some of the businesswomen IndiaP2P faciliates lending to. Their grit and stories are inspiring.

investor: low risk, stable returns
Saurabh Saraf

Entreprenuer-Climate Finance

I was impressed with the founding team's story, experience and how they worked on creating an investment product that gives high returns and does good for women entrepreneurs. I believe that having more women in business is our best chance at becoming a prosperous nation.

investor: second income, low risk
Nitin Negi

Agritech Entreprenuer

You are offering unbelievable returns. I look forward to the 1st of every month when they hit my bank account.

investor: low risk, high returns
Ayush G.

IT Professional

An investment product that I finally understand. Simple and super-easy to understand.

investor: investment product, second source of income
Shoeb K.

Corporate Leader

An investment that supports the business aspirations of borrowers while fulfilling my financial goals.

investor: easy and simple investment
Pradeep J

Retired Army

Great way to create a second, monthly income

investor: investment product with high returns
Sapan

Data Lead

I like the transparency in stating returns in APR or per annum basis. No misleading IRRs or fancy return calculations.

investor: risk free, non-volatile
Manish Jasyal

Product Manager

I am a conservative investor and IndiaP2P worked for me because of being RBI regulated and easy to understand.

investor: fixed income, monthly returns
Adil

Musician

Seeing returns hit my bank account every month makes me smile. Please launch your mobile app soon.

investor: fixed income, monthly returns
Sunanda G.

Professional

My investment corpus automatically increases every month with the growth plan and enables more borrowers.

investor: passive income
Luv N.

Consultant

A purposeful investment that doubles up as a passive income stream.

News & Announcements

Latest Blogs

Frequently asked questions

How long does it take IndiaP2P to allocate my investment into loan fractions?
What is the minimum and maximum investment I can make?
Can HUFs and companies also invest?
Can I invest multiple times and in different plans?
Will I be able to know which borrowers loans my investment has gone into?
What is the investment tenure?
Are the returns indicated pre-tax?
Are IndiaP2P investments regulated?