Monthly Income Plan

Earn EMIs. Reinvest again or
top-up anytime!

Earn upto 18% A.P.R.

  • Monthly Payouts
  • Easy Diversification
  • Best In Class Performance


Start Lending
rbi-verified

RBI Certified NBFC-P2P

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Earnings

Select from available loans. Easily allocate your funds across multiple borrowers to spread risk. IndiaP2P's borrower sourcing focused on retail loans generating returns up to 18% p.a. for you.

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Tenure

You can lend across loans up to 24 months in tenor. The expected monthly payout schedule will be available on your dashboard.

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Payout Frequency & Mode

Repayments (principal + interest) are received throughout the month and are transferred to your bank account in one or multiple transactions.

Repayments (principal + interest) go directly to your bank account every month

Investment
Return

* The values provided are estimates and actual may vary.

currency_rupee

1,00,000




24 Months




0 %

Monthly Repayments

upto ₹ 4,992.41

Lending amount

₹1,00,000

Returns 18% (IRR)

₹19,817.83

Total Payment ( Principal + Interest )

₹1,19,818

* The values provided are estimates and actual may vary.

Strong earnings potential with regular payouts

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Monthly payouts

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Strongest borrowers diligence

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Diversify easily

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Reinvest and top up anytime

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Strong Diversification

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Secure Transactions

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High Quality Loans

Start lending in a few simple steps

1
arrow

Setup Account

KYC Verification - Aadhaar, PAN, Bank account

2
arrow

Add Funds

UPI or bank transfer
3
arrow

All Set

E-Sign Terms and conditions

4

Select Borrowers

See available loans

1

Setup Account

KYC Verification - Aadhaar, PAN, Bank account

arrow
2

Add Funds

UPI or bank transfer

arrow
3

All Set

E-Sign Terms and conditions

arrow
4

Select Borrowers

See available loans

Start Lending

How are borrowers/loans vetted and verified?

IndiaP2P combines technology and field presence to screen, verify and diligence borrowers.

borrowerborrowerborrowerborrower

Our team meets with each borrower for a comprehensive overview.
A typical IndiaP2P borrower is a woman business owner with a prior track record of successful loan repayment i.e. a good credit score.

Our risk team comes with the industry's strongest credentials and experience.

What our investor's say about us

investor: growth plan, passive income
Yattan S.

Educationist

Smooth onboarding and no post-investment effort. I'm happy that this is one investment I don't have to monitor at all.

investor: high returns, nation building
Abhay R.

Procurement Ops Lead

IndiaP2P is the highest returns asset in my portfolio.

investor: monthly income plan, second source of income
Snehal P.

Architet & Entrepreneur

This is a truly innovative product and compliments my other investments. The returns are indeed exciting and the lack of volatility comforting.

investor: empowering women entrepreneurs
Aditi Bhandari

VP Marketing

I love that my IndiaP2P investment has such a positive impact in promoting growth of so many businesses. Even better that these are run by women.

investor: high returns, women entrepreneurs
Bharti B.

CA

I invested with IndiaP2P because of the high returns and only later discovered what a wonderfully meaningful investment it is. I would call it a nation-building investment.

investor: fixed income
Tanvi K.

Consultant

Superior returns with a transparent view of where investments are deployed. Glad to see that returns are not linked to speculation

investor: investment product, monthly earnings
Tahura K

Entrepreneur

Women x Business = Great Returns. I like that with IndiaP2P I am able to do this. I look forward to interacting in person with some of the businesswomen IndiaP2P faciliates lending to. Their grit and stories are inspiring.

investor: low risk, stable returns
Saurabh Saraf

Entreprenuer-Climate Finance

I was impressed with the founding team's story, experience and how they worked on creating an investment product that gives high returns and does good for women entrepreneurs. I believe that having more women in business is our best chance at becoming a prosperous nation.

investor: second income, low risk
Nitin Negi

Agritech Entreprenuer

You are offering unbelievable returns. I look forward to the 1st of every month when they hit my bank account.

investor: low risk, high returns
Ayush G.

IT Professional

An investment product that I finally understand. Simple and super-easy to understand.

investor: investment product, second source of income
Shoeb K.

Corporate Leader

An investment that supports the business aspirations of borrowers while fulfilling my financial goals.

investor: easy and simple investment
Pradeep J

Retired Army

Great way to create a second, monthly income

investor: investment product with high returns
Sapan

Data Lead

I like the transparency in stating returns in APR or per annum basis. No misleading IRRs or fancy return calculations.

investor: risk free, non-volatile
Manish Jasyal

Product Manager

I am a conservative investor and IndiaP2P worked for me because of being RBI regulated and easy to understand.

investor: fixed income, monthly returns
Adil

Musician

Seeing returns hit my bank account every month makes me smile. Please launch your mobile app soon.

investor: fixed income, monthly returns
Sunanda G.

Professional

My investment corpus automatically increases every month with the growth plan and enables more borrowers.

investor: passive income
Luv N.

Consultant

A purposeful investment that doubles up as a passive income stream.

News & Announcements

Frequently asked questions

How will I receive my repayments and returns?
What if I don’t want to proceed with some or all of the available loan offers?
Why do I need to transfer funds before viewing available loans?
How are my investments in loans secured? What happens if the borrower doesn’t repay?
How will I disburse funds to a borrower and how will they repay me?

Latest Blogs

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